This product gives our members an avenue to own tangible assets which can be used in future to guarantee borrowing.


  • This loan is granted at a maximum of 3 times the member’s total savings.
  • Minimum Advance of Kes.10,000/-
  • Maximum repayment period of 12 months
  • The Loan must be fully guaranteed.
  • Interest rate at 10% of the advanced amount, recovered upfront
  • Processing fee of 1% and Insurance of 1% of the loan recovered upfront.